CODARAB Overview: Transparent Policies & Docs
Explore the full transparency of CODARAB‘s pricing, compliance policies, fraud prevention systems, and merchant agreements. This guide ensures merchants have clear access to every important detail.
Clear & Public Pricing Structure
1. Transaction Fees
CODARAB offers competitive transaction rates tailored to business types and risk levels. Rates are clearly defined during onboarding, ensuring no hidden charges.
2. Monthly Fees
Each account type comes with a fixed, transparent monthly fee. Pricing tiers are publicly available, helping businesses plan costs efficiently.
3. Chargeback Fees
A standard chargeback fee applies per dispute. CODARAB ensures this fee is stated clearly in all merchant agreements and onboarding documents.
4. Rolling Reserves
To support high-risk merchants, CODARAB may apply rolling reserves. These are typically a small percentage of transactions held for a limited period to protect against fraud or disputes.
5. Payout Timelines
Funds are typically settled and paid out within 2–5 business days, depending on banking partners and account risk category.
Advanced Compliance & Security Features
High-Risk Merchant Compliance
CODARAB specializes in high-risk industries and ensures all merchants are compliant with global financial regulations.
PCI-DSS Level 1 Certification
As a PCI-DSS Level 1 certified processor, CODARAB handles all cardholder data under the highest security standards.
3D Secure Support
To combat fraud and secure transactions, CODARAB supports 3D Secure protocols for all eligible card transactions.
Built-in Fraud Prevention
CODARAB deploys advanced tools like IP filtering, velocity checks, device fingerprinting, and rule-based transaction blocking to reduce fraud and chargebacks.
KYC Verification Levels
CODARAB enforces strict KYC procedures at multiple levels. Merchants must submit identity documents, business licenses, and banking details to be verified before activation.
Merchant Agreement Terms
No Hidden Lock-In Contracts
CODARAB does not lock merchants into long-term contracts. Agreements are flexible and tailored to business needs.
Early Termination Fees
There are no early termination fees unless explicitly stated and agreed upon in custom contracts. This transparency offers merchants full control and freedom.
Service-Level Commitments
Every merchant receives a clear SLA outlining support levels, response times, and refund processing policies.
Final Thoughts
Whether you’re a startup or an enterprise in a high-risk sector, CODARAB delivers the transparency, compliance, and flexibility required to thrive.