How to Speed Up PayPal Funds with CODARAB Pay?
Meta description: Learn how to avoid PayPal 21-day holds by using CODARAB Pay and WooCommerce tricks. Speed up your payouts with secure methods for digital products.
For many online sellers, PayPal’s infamous 21-day hold on funds can be frustrating, especially for small businesses and startups that rely on immediate cash flow. The good news? With the right strategy and the help of CODARAB Pay, you can significantly reduce these delays and access your money faster.
Why Does PayPal Hold Your Money for 21 Days?
PayPal applies holds as a measure to reduce fraud, disputes, and chargebacks. When you are a new seller, run a high-risk business, or sell without providing shipping tracking, PayPal often keeps your funds for up to 21 days. This practice is explained further in the article Why does PayPal hold my money for 21 days?.
While PayPal’s approach is meant to protect buyers, it creates serious cash flow issues for entrepreneurs. That’s why solutions like CODARAB Payment Gateway are changing the game.
CODARAB Pay: The Final Payment Gateway Solution
CODARAB Pay is a WooCommerce plugin designed for businesses that want to accept card payments through PayPal while avoiding unnecessary holds, bans, or disputes. With CODARAB Pay, you can:
- Disable the yellow PayPal button to reduce disputes and chargebacks
- Process payments with international credit and debit cards
- Access instant payouts with improved cash flow
- Hide product names and store URLs from PayPal receipts for more privacy
How to Reduce PayPal Holds with WooCommerce Settings
One simple but powerful method to reduce PayPal’s 21-day hold is to configure your WooCommerce products correctly. Here’s the step-by-step guide:
- Log in to your WordPress dashboard
- Go to Products → Select a product
- Click on Edit
- Check both options: Virtual and Downloadable
- Save and update your product
By marking products as virtual and downloadable, you signal to PayPal’s API that your business sells digital products. This allows PayPal to release funds more quickly because there is no shipping or tracking number required.
Note: This method helps reduce the hold delay and accelerates its removal for future sales. However, sometimes PayPal may still apply holds, especially if your account is new or has a limited transaction history.
When Tracking Numbers Are Not Available
If you sell digital products and cannot provide a tracking number, this WooCommerce setup is extremely useful. Without it, PayPal assumes physical products must be shipped, and funds remain on hold until tracking is confirmed. By declaring products as digital, you simplify the process and encourage faster fund releases.
Watch the Tutorial: Avoid PayPal 21-Day Holds
For a visual walkthrough, watch our short tutorial on YouTube:
Avoid PayPal 21 Days Hold | CODARAB Pay WooCommerce https://www.youtube.com/embed/iFddmAyGBaM
Extra Tips to Speed Up PayPal Payouts
- Keep a good seller history by avoiding disputes and chargebacks
- Communicate with buyers proactively and respond to messages quickly
- Link and verify your bank account and card with PayPal
- Process transactions regularly to build account credibility
- Use CODARAB Pay to minimize restrictions on high-risk transactions
Comparing Strategies: Traditional vs CODARAB Pay
| Traditional PayPal | CODARAB Pay |
|---|---|
| 21-day holds common | Funds available faster |
| Tracking numbers required | No tracking needed for digital goods |
| Product details visible on receipts | Product details hidden for privacy |
| Higher chance of disputes | Lower risk of chargebacks |
Other Resources to Check
Final Thoughts
PayPal holds are frustrating, but they don’t have to block your business growth. By optimizing your WooCommerce settings and leveraging CODARAB Pay, you can avoid most of the 21-day delays and access your funds quickly.
If you want a secure, dispute-free payment solution designed for WooCommerce and high-risk businesses, CODARAB Pay is the final gateway you’ve been looking for.