Are you running a high-risk business?
Do you struggle to find a reliable payment gateway that accepts card payments?
Have you had your Stripe account suddenly shut down — even though it was verified with real company documents and your ID — only to see the dreaded red message appear on your dashboard?
Worse yet, Stripe may reverse all previous payments to your customers, leaving your balance at zero or even negative, costing you time, money, and effort.
So what’s the solution?
The first thing you need to do is look for well-known card processors that are simple to start with — without requiring company registration papers, new phone numbers, or other complicated steps.
What’s the best option then?
We recommend PayPal.
But wait — why PayPal? Isn’t it also known for account limitations and issues, especially with high-risk businesses?
Good question! What you should understand is that high-risk business means risk management, not total risk avoidance. No business model is 100% risk-free.
Here, we’ll show you how to manage and reduce payment risks as much as possible, whether you’re selling physical products, digital items, or services.
Before jumping to conclusions, we invite you to read until the end — then you can ask any questions you want.
This isn’t theoretical advice. Everything shared here is based on over five years of real-world experience and data in the high-risk payment industry.
Why choose PayPal Business over other processors?
Choosing PayPal isn’t random — it’s based on proven experience in the high-risk payment sector.
You can create a PayPal Business account in under two minutes.
However, it’s important to use your real information so you can verify your identity later if needed.
You can use a new email address, and for the phone number, just add a temporary one — no need to buy a new number.
Unlike personal accounts, PayPal Business accounts do not require phone verification, which is why we recommend them.
Personal PayPal accounts are not intended for business use, and thus are more likely to be limited when receiving payments.
But won’t customers still be able to open disputes easily?
You’re right — customers can open disputes faster when using the yellow PayPal button.
Frequent disputes are one of the main reasons PayPal limits or freezes accounts.
So how do we reduce disputes?
From our experience, the best approach is to disable the yellow PayPal button and allow card payments only through PayPal.
But PayPal forces merchants to offer both options (PayPal + card), right?
That’s true — the standard PayPal API requires both. Customers tend to choose the yellow PayPal button since it’s easier to dispute payments.
The CODARAB Solution
No worries — CODARAB offers a smart solution.
Our plugin removes the yellow PayPal button and enables only card payments, reducing dispute rates by up to 97% based on real merchant results.
Does PayPal know the product I’m selling?
Fortunately, no.
CODARAB hides product names, replaces them with the order number, and also removes product images or data that could trigger account flags or instant limitations.
Can PayPal detect my website URL?
Normally yes, via the webhook connection.
But CODARAB Redirect hides your real site URL from PayPal systems — keeping your operation safe.
What is CODARAB Redirect?
Excellent question.
CODARAB Redirect is a WooCommerce plugin that securely redirects the customer from a high-risk website (A) to a low-risk payment website (B) —
without ever leaving the original domain.
Customers won’t notice they’re actually completing checkout on another site.
Final question: will these solutions prevent my account from being limited?
As we mentioned earlier, no payment method is 100% risk-free, but CODARAB solutions can reduce the chance of account limitations by over 87%, based on past case studies.
In short, CODARAB helps you manage risk, not eliminate it — giving your high-risk business the safest, most reliable way to accept card payments online.